Why show both a nominal and inflation-adjusted figure?

The nominal figure is the actual dollar amount you’ll have; the inflation-adjusted figure shows what that amount is really worth in today’s purchasing power, which is usually the more meaningful number for planning.

Retirement Calculator

Retirement

Project your retirement savings balance from your current savings, contributions, and expected return.

Display currency

Changing the display currency only changes the symbol shown — amounts aren't converted, since this tool doesn't use live exchange rates.

Current age

Retirement age

Current savings

Monthly contribution

Expected return (%)

Expected inflation (%)

Projected balance at retirement

In today's dollars (inflation-adjusted): $0

Total contributed: $0

Total growth: $0

How this is calculated

Compounds your current savings plus a recurring monthly contribution at your expected annual return until retirement age. The inflation-adjusted figure divides that projected balance by (1 + inflation rate)^years to show its value in today’s purchasing power.

Frequently asked questions

Why show both a nominal and inflation-adjusted figure?: The nominal figure is the actual dollar amount you’ll have; the inflation-adjusted figure shows what that amount is really worth in today’s purchasing power, which is usually the more meaningful number for planning.

401(k) Calculator

Project your 401(k) balance at retirement, including employer matching contributions.

Roth IRA Calculator

Project the growth of a Roth IRA funded with after-tax contributions.

Traditional IRA Calculator

Project the growth of a Traditional IRA funded with pre-tax contributions.