A Systematic Investment Plan is a fixed amount invested at regular (usually monthly) intervals into a fund — common in Indian mutual fund investing, but the same math applies to any recurring investment plan.

Does a higher return rate always mean more money?

Yes, all else equal, but real returns fluctuate year to year — this shows a projection at one assumed constant rate, not a guarantee.

SIP Calculator

Investing

Calculate the maturity value of a monthly Systematic Investment Plan (SIP) with a growth chart.

Display currency

Changing the display currency only changes the symbol shown — amounts aren't converted, since this tool doesn't use live exchange rates.

Monthly SIP investment

Expected annual return (%)

Duration (years)

Maturity value

Total invested: $0

Total growth: $0

Growth over time

How this is calculated

Each month’s SIP installment is invested at the start of the month and compounds at the given annual return, monthly, until the end of the investment duration — the standard SIP-style annuity-due calculation.

Frequently asked questions

What is a SIP?: A Systematic Investment Plan is a fixed amount invested at regular (usually monthly) intervals into a fund — common in Indian mutual fund investing, but the same math applies to any recurring investment plan.
Does a higher return rate always mean more money?: Yes, all else equal, but real returns fluctuate year to year — this shows a projection at one assumed constant rate, not a guarantee.

Investment Calculator

Project the future value of an investment with an initial amount and recurring monthly contributions.

Lump Sum Investment Calculator

Project the future value of a single lump-sum investment over time.

Compound Interest Calculator

Calculate compound interest with your choice of compounding frequency.