Future Value / Present Value Calculator
InvestingToggle between calculating future value from present value, or present value from future value.
Changing the display currency only changes the symbol shown — amounts aren't converted, since this tool doesn't use live exchange rates.
Future value
$0
How this is calculated
Future Value = Present Value × (1 + r)ⁿ. Present Value = Future Value ÷ (1 + r)ⁿ, where r is the annual rate and n is the number of years.
Frequently asked questions
- When would I want present value instead of future value?
- Present value tells you what a future sum is worth today — useful for comparing a future payout against money you could invest now, or for valuing a future cash flow like a bond payment.